Rate Assumptions

Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice

For 30 yr fixed rate mortgage (Purchase):

APR calculation for a 30 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Florida; a 20% down payment and a loan amount of $200,000, with a 30-day lock period. (Lower income is based on less than or equal to 80% of Area Median Income of the subject property county) To see if you qualify, please enter the subject property address, click the link — Area Median Income.

For 30 yr fixed rate FHA mortgage (Purchase):

APR calculation for a 30 year fixed rate FHA purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Florida; a 3.5% down payment and a loan amount of $200,000, with a 30-day lock period.

For 30 yr fixed rate VA mortgage (Purchase):

APR calculation for a 30 fixed rate VA purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Florida; a 0% down payment and a loan amount of $200,000, with a 30-day lock period. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

For 15 yr fixed rate mortgage (Purchase):

APR calculation for a 15 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Florida; a 20% down payment and a loan amount of $200,000, with a 30-day lock period.

For 30 yr fixed Jumbo rate mortgage (Purchase):

For 30 yr fixed rate Conventional (Refi Cash out) mortgage: (Please call for exact pricing)

APR calculation for a 30 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Florida; an 70% Loan To Value, loan amount of $200,000, with a 30-day lock period.